An interest bearing account that requires a $100 minimum balance.  Interest on this account is based on the variable NOW account rate.  There is no monthly maintenance fee  as long as you maintain the minimum balance for the month.  A $10.00 monthly maintenance fee will be charged if the account balance falls below $100.  There is a $.25 cent per check or withdrawal fee if you have over 50 items during the monthly statement cycle.  Debit cards are available by application for $1.00 per month.  Imaged items are held in safekeeping and a monthly itemized statement will be provided. 
FDIC
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