At Iowa Trust and Savings Bank, our Savings Accounts are designed to accommodate diverse financial needs.  A variety of choices are available to customers.  Following are list of choices designed to help you achieve your savings goal. 
 
Investors Choice Savings*: 
 
A high yield savings account that requires a minimum balance of $5,000.  This account earns a variable rate of interest.  Accounts falling below $5,000 during a statement cycle will be charged a $10.00 monthly maintenance fee and the interest will drop to the current variable NOW account rate. 
 
Regular Savings*: 
 
Requires no minimum balance.  There is a $2.00 monthly maintenance fee charged to accounts with balances below $100.  Accounts owned by persons under the age of 18 will not be charged any fees. 
 
Christmas Club Accounts: 
 
A variety of savings plans are available.  Earns a variable rate of interest with no service charges.  The customer is only allowed to make one withdrawal during the 50 week period.  Checks are issued the last week of October and mailed to you.  Interest will be compounded annually and will be credited to the account annually. 
 
FDIC
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