We offer two types of real estate mortgages:  In-house adjustable rate mortgage, which depending on market conditions can be adjusted on a one year basis.  This can be amortized long term and the rate you pay and your monthly payment can go up or down.  Full term fixed rate loans through the secondary market are also offered. These include:  FMHA/RD; VA; and first time homebuyers program. 
FDIC
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